My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

Also I have a 704 and I have no job and I was wondering if me and him went into together and tried to get a vehicle from a used car place if that would work with my score and his paychecks?

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

Yes very possible if you have atrade in or down payment. 704 is very good. 567 is not hopeless

Good luck

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

HBCS cards, particularly Orchard Bank

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

I%26#039;d say try together. Secured credit cards (where you set it up on a savings acct) help to build credit. the down side is that he%26#039;ll be paying astronomical interest rates to borrow his own money.

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

Stick with your idea of getting an installment auto loan. Credit cards do very little to improve your score. The points you gain by paying on time every month are almost an even trade for the points you loose in debt to income ratio. The auto loan however, will add more points each month you pay on time. He also should look at the %26quot;problems%26quot;: on his credit report and make arrangements with as many as possible.

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

he would have to get a secured card. Basically you would put down a deposit of, let%26#039;s say, $500 bucks and that would be your limit. Oddly enough you would also pay interest on that money, even though it;s your own, and it would be just like a real credit card. It would essentially be a debit card that gets reported to the credit bureaus. as for both getting a car, probably not. even though you have a good score, you have no job, therefore no income. you could possibly work out something with the dealership as their desire is to make a buck so you might be able to strike it big and land that auto. It also depends on how much you husband makes at his job as well.

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

Like other answers, start with Secured credit cards. That%26#039;s a good way to build up credit.

As for the vehicle, even though you have good credit but no job, and he is the opposite, they WILL use both your credit for the vehicle application.

They will give you financing (due to your credit score), but they will get you with a very bad interest rate (due to his credit score).

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

Usually companies won%26#039;t do that unless you both are on the loan... your best bet would be to have him go to a like a buy here pay here kind of place... and have you be the cosigner.. that way he can work on rebuilding his credit.. you can use his pay checks.. and your credit score might get you a better deal... as far as credit cards... if he has that low of credit.. why would you want something that could potentially put you in a bad place.. his best bet.. would be a prepaid credit card until he gets finances (car loan) under control or whatever.. then look at something like www.totalcard.com or www.orchardbank.com they are really high interest rates... but that is what happens when you have bad credit... also... another one that might help is capital 1... they have lower limit cards for people with not so good credit.. hope this helps :)

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

your husband will be able to get a credit card and the two of you together will be able to get an auto loan

click on my pic to go to my profile there is a bad credit link there

you don%26#039;t have bad credit that is okay

there is a company that will have credit card companies for your husband

and lenders that will take into account your scores for a auto loan

My Husband has a 567 credit score what kind of credit cards can he get to rebuild his credit?

Aspire Visa, First Premier Bank.. also if he goes to his bank and ask for a secure credit card against his own money.. that helps... and yes, you can be his co-signer, that will help him also.

I'm afraid of credit cards?

but i want one.

I%26#039;m afraid of credit cards?

first site down, soak it all up

http://credit-cards.ebookorama.com

and some more

http://finance.ebookorama.com

http://credit.ebookorama.com

http://credit-repair.ebookorama.com

if you get any luck please don%26#039;t forget about me, hope it helped you.

I%26#039;m afraid of credit cards?

I got one with round corners so I won%26#039;t cut myself any more.

I%26#039;m afraid of credit cards?

Don%26#039;t....they are the devil.

I%26#039;m afraid of credit cards?

YOU SHOULD BE AFRAID OF THEM. STAY AWAY. DON%26#039;T GET ONE

I%26#039;m afraid of credit cards?

Get one with a cute cartoon on the front or a soothing beach or something.;)

I%26#039;m afraid of credit cards?

If you are able to pay it off every month in full, then it will help your credit when you want to try to get a car loan or a house mortgage. You won%26#039;t be charged any interest that way either. If you don%26#039;t pay it off in full then you will have to pay interest. Go ahead, apply for a credit card. Get one where you collect points like Air Miles. I have gotten so many free groceries and gone to so many free movies from cashing in my Air Miles.

I%26#039;m afraid of credit cards?

your probably to young to have one

I%26#039;m afraid of credit cards?

be afraid, be very afraid. i fyou don%26#039;t know how to manage them they will get you into trouble. payday loans are worse.

I%26#039;m afraid of credit cards?

Omg, Don%26#039;t Do it!!!!! You%26#039;ll be Sorry, Cuz its so Easy to Max it out in so little time!

I%26#039;m afraid of credit cards?

What? No self control? Been there/Done That! It%26#039;s all about self control with a credit card! When I got mad-I had to shop. When I got bored-I had to shop. When I got invited to parties-I had to shop. I had 10 of them! Shopped until I dropped! The bills came - I dropped on the floor and cried like a baby - I had to get me something to drink and I%26#039;m not talking about Kool-Aid - It was SERIOUS! But I consolidated the debt, paid all of it off, cut them up except for the MasterCard and Visa and stuck them down in the garbage disposal! I WAS DONE! So you just make sure you get one! One to start! You%26#039;ll be able to tell when you start losing control. Your hand will start shaking while you%26#039;re reaching for your wallet. But in my case that could have been the alcohol I was drinking. Anyway, watch the interest rates and I wish you luck in whatever you decide to do!

I%26#039;m afraid of credit cards?

It%26#039;s good to be afraid of a credit card. It can be an asset, if

you use it ONLY when necessary. They are so easy to use, they

can cause you major debt problems if you are not cautious. A good rule is, don%26#039;t charge anything you can%26#039;t pay off in 2 months.

The interest rate they charge you is extremely high. See if you can get a card with set limits ($500-$1,000), that way you won%26#039;t

go so deeply in debt that you will never get out.

I%26#039;m afraid of credit cards?

you should be

Should i cut up credit cards that i am no longer using?

NO, and don%26#039;t cancel them. Put them away use them on a rotational basis( once every six month for minor purchase you can pay in full when the bill arrives. That will keep the acct active. Your FICA is calculated by the credit limit of all cards and outstanding balances.

Should i cut up credit cards that i am no longer using?

WHOA!!! No one should have credit cards to begin with. I urge you to find a local radio station that airs the Dave Ramsey show and start listening. You can also visit his website at www.daveramsey.com. CUT THOSE CARDS UP! Report It

Should i cut up credit cards that i am no longer using?

Please do and inform the card company.

Should i cut up credit cards that i am no longer using?

Yes and close the accounts with the credit card companies as well

Should i cut up credit cards that i am no longer using?

The truth is before you go cutting up your cards you should go back and review the %26quot;terms%26quot;. Perhaps one of the cards you are not using has better terms than one you are using and you could transfer your balance at a better rate. Credit is a tool. Evaluate the required payment % as well. Also evaluate the number of days before your first bill is due. The is called your %26quot;grace%26quot; period.

Time is money whether you are saving or spending.

Should i cut up credit cards that i am no longer using?

cutting up the cards does nothing you must cancel the accounts

Should i cut up credit cards that i am no longer using?

Yes, do destroy them in some manner so they could not be used.

If your card balance is down to Zero, and you are not using them, you should also cancell the cards.

Should i cut up credit cards that i am no longer using?

Yes, and close the accounts. Unless, this will mean you have no cards at all. If that is the case keep at least one or two and use them rarely, and as soon as you get the bill pay it off. This will help keep your credit scores up, if your scores aren%26#039;t good it will help you build them back up.

Have a GREAT day!

Should i cut up credit cards that i am no longer using?

If the accounts are closed, or if you NEVER have intention of using them again, by all means cut them up.

But if you still have the credit open, for the sake of your credit score, you should never voluntarily close an account. You see, your credit score is based on a series of murky factors, most of which the reporting companies are doing their best to keep from us. However, the one thing we do know is that the amount of AVAILABLE credit vs. how much you are actually using is a big factor. The more you have available and the less you have used (high limits, low balances) the better off you are.

If these are fairly innocuous cards, I would keep them open. Use them once a year and immediately pay off the balance. That will keep them actively reporting and help your score.

Should i cut up credit cards that i am no longer using?

Although you might cut up the cards, it might be best NOT to cancel the accounts. Your credit report looks at total amount of credit available vs used, as well as the length of time that you have had accounts.

If you cancel them, you will reduce your amount of available credit on the report and also lose any time history that you have - resulting in a WORSE credit score - believe it or not

Should i cut up credit cards that i am no longer using?

Speaking as the nation%26#039;s top credit expert (visit www.LearnAboutCredit.com)

If you want to destroy your credit scores, if you want much HIGHER RATES on auto loans, if you want to potentially destroy your chance for ANY home loan, then by all means cancel your credit cards.

Credit cards are a very important part of credit. How you use them, how you abuse them, how you pay them or don%26#039;t pay them or pay them late will affect your credit scores by HUNDREDS of points one way or another.

However if you abuse credit, if you cannot control your spending, then credit cards are like crack cocaine to you, and you should keep them open, but dramatically lower your credit limits--which WILL hurt your scores, but not nearly as much as closing the accounts.

I heard that canceling credit cards negatively affect your credt score better to keep active with li

balance? but what about those with annual fees? i keep them actve dont use them but pay that fee?

I heard that canceling credit cards negatively affect your credt score better to keep active with little to no

That only matters if you plan to continue to play with snakes.

Tell the banks to EFF OFF and quit putting yourself into slavery to the Great FICO!

I heard that canceling credit cards negatively affect your credt score better to keep active with little to no

Having too much open credit also hurts your score. Quit worrying about you FICO score and just use your own judgement. Pay off cards EVERY month and only use them in an emergency.

Pay CASH!

www.daveramsey.com

I heard that canceling credit cards negatively affect your credt score better to keep active with little to no

you should find a card with no fee and then call your current credit card company and ask them to waive the annual fee. then charge a small amount each year and pay it off in full. Never cancel your card unless you are in serious financial debt and cannot control your spending

I heard that canceling credit cards negatively affect your credt score better to keep active with little to no

your credit score should still be going up if you pay on time in my opinion i would cancel all cards not needed and up grade the best one .

I heard that canceling credit cards negatively affect your credt score better to keep active with little to no

Yes, that is exactly what you do if you have no other balance on the card. FYI, some companies will automatically close the account after inactivity for 30-90 days. I would suggest like maybe making a $1-$5 charge every so often at least just to keep the account and history to help increse / maintain your fico score.

Can you use debit/credit cards at Disney World? like at the gift shops?

Yes, Disney takes just about any form of money there is ;-)

It is no problem to use your credit card, almost every places accepts them. Just be sure to ask before hand so you don%26#039;t get everything or order everything and then not be able to pay.

As the other answer said, you can always make your room key at Disney your charge card. When you check in you give them the card, they link it to your room key (if you have children or anyone that you don%26#039;t want to have charging abilities they can take care of that as well) and then you don%26#039;t have to worry, just give your room key anywhere at Disney and everything is charged right back to your card.

Have a great time!

Can you use debit/credit cards at Disney World? like at the gift shops?

yep. no problem.

Can you use debit/credit cards at Disney World? like at the gift shops?

Yes, you can. . . .even in their restaurants as well.

Can you use debit/credit cards at Disney World? like at the gift shops?

yes you can like any other store by the way i am speaking from experince

Can you use debit/credit cards at Disney World? like at the gift shops?

ya, i%26#039;m pretty sure you can use your credit card..

Can you use debit/credit cards at Disney World? like at the gift shops?

Yes you can at just about any store. You cant at little churo, popcorn booths or ice cream stands. If you stay at one of the Disney World Resorts your room key also doubles as a credit card if you would like it to so you do not have to carry around both. Hope this helps!

Can you use debit/credit cards at Disney World? like at the gift shops?

Disney accepts debit cards and all major credit cards, including Visa, Master Card, American Express, Discover, and Diners Club. Travelers checks and American Express Gift Checks are also accepted at all locations, with the exception of some small food kiosks.

If you would like help planning for your next trip or if you would just like to read up on some fun tips and ideas that are updated monthly, visit my Disney Vacation Services My space page, at:

http://www.myspace.com/disneymickeyvacat...

Have a great time!

Can you use debit/credit cards at Disney World? like at the gift shops?

Yep. You sure can. I never had any problem using either, and if you stay on property, your room key is a credit card, too.

It%26#039;s an easy place to holiday. Have a great vacation :)

Can you use debit/credit cards at Disney World? like at the gift shops?

Yes Disney accepts debit cards and all major credit cards, including Visa, Master Card, American Express, Discover, and Diners Club. Travelers checks and American Express Gift Checks are also accepted at all locations except some of the smaller kiosks.

Can you use debit/credit cards at Disney World? like at the gift shops?

Yes you can. You can use them at the restaurants, gift shops, and etc. If you are staying at one of Disney%26#039;s hotels, you can use your room key, so you don%26#039;t have to carry any money around. Hope this helps!

Whats the problem with credit cards with fixed rate?

depends on the rate

Whats the problem with credit cards with fixed rate?

I%26#039;d rather have a fixed rate than a variable one. Seems like variable ones go up, but never down.

Whats the problem with credit cards with fixed rate?

why do you need credit..?? cant you live in your means..?? save your money and be debt free...

If you have 5 credit cards at 75% or higher, will paying 1 off make more of impact than paying 3 to

Reducing all 5 to below 30% is best. The credit utilization rate is estimated to affect your credit on individual items as well as across the board as an average. Fair Isaac reports that you should keep all account balances below 30% of their credit limits to improve your credit score.

If you have 5 credit cards at 75% or higher, will paying 1 off make more of impact than paying 3 to 40%?

paying 3 cc to 40% will be more beneficial for your credit score.

What are the best credit cards available out there right now?

Consumer Reports did a recent ranking. The two top issuers were for military personel only, the third highest were credit card issued by credit unions. Check out their magazine if you want a more in depth analysis.

FYI some of the most marketed credit cards like Capital One ranked the lowest!

What are the best credit cards available out there right now?

WAMU

What are the best credit cards available out there right now?

http://preferred.ecreditdirectory.com

What are the best credit cards available out there right now?

It depends on what your situation is! If your just trying to establish credit, one of the best cards is by Orchard Bank because they are good at helping people establish or re-establishing credit!

Go to my website because I think it would help you, especially the %26quot;how credit scoring works%26quot; section!

My website is about credit recovery and repair from someone who had to go through both after ID theft and bankruptcy, me. Now my score is 730 and a little over ayear ago it was only 486.

I hope my website encourages others to protect themselves from what I went through!

If you havent pulled a copy of your credit report do it now. You can get a copy for free at the link below!

What are the best credit cards available out there right now?

I hope you know what %26quot;best%26quot; means in regards to credit card. The truth is that it is you who services the credit card, but not the other way around. So, you are getting paid for your service. I do not think that any credit card can consider a generous employer. Does the question - who is exploited you better - make sense for you?

What are the best credit cards available out there right now?

There are a few check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates and rewards, GOOD, BAD OR NO CREDIT they have the right card for you.

What are the best credit cards available out there right now?

Best one is Discover. Or

you might want to go here to compare them, pick one that is right for u

http://www.bestcreditrates.net

The best Cash Back Credit Cards is?

A lot of it depends on what you%26#039;re looking for and your spending habits. Check this site.

The best Cash Back Credit Cards is?

I would have to suggest the discover card. It is awesome.

The best Cash Back Credit Cards is?

The best one would be the one which charges the least fees. Cash back is great if you pay your balances on time and don%26#039;t get clawed back with fees or service charges.

The best Cash Back Credit Cards is?

Citi Drivers Edge if you drive a lot, Citi PremierPass Elite if you fly a lot, and Amex Blue Cash or Blue Sky if you spend a lot.

The best Cash Back Credit Cards is?

you can get some good credit cards with low apr and some reward programs and then buy the necessary things with this card and pay the bills on time. You can also try some reward cards they are good. All these will make your credit good.

Discover has some cards with 0% apr and also 5% cash back.

To know more you can visit

http://www.creditcardbiz.blogspot.com

The best Cash Back Credit Cards is?

It all really depends on what you charge to your credit card. The most basic cash back credit cards pay 1% rebates on purchases.

The better ones pay more than 1% (normally between 2% and 5%) on items like gasoline, supermarket, drugstores etc.

You need to write down your expenditure, look at the rebate formula of credit cards and figure out the best one for yourelf.

The resources below may help.

Does Frontier City accept credit cards?

Which ones if so?

Does Frontier City accept credit cards?

Most businesses that except credit cards take Visa, MasterCard and Discover. Not all businesses will accept American Express.

Does Frontier City accept credit cards?

you can use credit cards in pokemon!??!?! what r u using??? ruby, what!?!??!

Does Frontier City accept credit cards?

Do you mean Frontier Town, near Assateague Island?

Where to buy rechargable credit cards other than online?

like stores,etc

Where to buy rechargable credit cards other than online?

I%26#039;ve seen them at local drug stores (Walgreens, CVS) and small department stores (Fred%26#039;s, Family Dollar).

Where to buy rechargable credit cards other than online?

Radio Shack has their %26quot;green dot%26quot; card

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

not much....the formula is much more complex than two credit cards with 0 balance.

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

Probably none because having credit cards open causes your credit score to decrease.

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

depends on a lot of things, how much did you owe in the first place, how low was your score, how long have you held a balance, etc. Too be honest though it probaby won%26#039;t rise very much. It will take a few months for it to make a real impact.

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

not it alot actually it might go down cos creditors usaually like the idea that u r payin on time n payin interest rate

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

Actually my credit card company %26amp; bank informed me that paying off the remaining balance right away doesn%26#039;t affect the score that much.. but if you pay a min. balance each month.. because then you will also be paying interest *don%26#039;t miss a payment* your credit score will rise a lot faster!

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

Depends on what the balance on your credit cards is. If one has $50 on it and the other has like $75 then your score wont rise much. If it is more toward the thousands then it will increase greatly.

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

probably not any at all... it will take several months after you have paid them off, to reflect your credit score.

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

It really depends on what they were and many other factors like how often you have been late, how often u pay more than the minimum, etc.

Credit companies like you to leave at least a small balance on there or they wont make any money from you :) ... that said though, pay an amount more than your minimum and do not skip any payment!

After about 3 months of doing this I have increased mine by 40 points.

If i pay off my two credit cards to 0 balance in one month, how much will my credit score rise?

Your credit score will not rise that quickly. If you have ever looked at your credit report, the account information is usually a few months behind.

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my

same as above I guess..ha

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

I believe that you have to refinance your mortgage to get money out for bills.

Do you really want to be paying for that credit card for the next 30 years though?

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

First of all pay off your credit cards.

After your cards are paid off and you have NO debt, then think about purchasing a house.

Credit cards are for emergencies only. You only spend as much as you can pay it off in full at the end of the month.

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

Wow...are you serious? You shouldnt be buying a house with tons of credit card debt. Pay off your debt, create an emergency fund, THEN get a house...do it the right way, not the irresponsible way.

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

Not sure that I understand your question----

But yes....you can consolidate debt into a mortgage loan; most lenders require that you do...but not after the mortgage contract is in effect---that would require that you refinance....

Another option to pay off debt is to open a line of credit (second mortgage) --- but this is only available if you have equity ( the monetary difference of what you owe vs. market value of your home)

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

you can ask for more money than you need,(the most common reason given is renovations). as long as the appraisal supports it and your credit rating warrants it, you should get it. another way to do it is to have a separate home equity loan to get the money.

P.S. if your using your home to pay off credit cards make sure you don%26#039;t fall in to the same predicament that got you here in the first place.

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

Paying your credit card with your mortgage is a bad idea.

A mortgage or car are secured debt. You default, the bank repossess the house or car that was put up as collateral for the loan. If you fail to pay a credit card, your credit card company can閳ユ獩 come in and take back the stuff you bought with the card. If you roll that credit card debt into your mortgage, you閳ユ獧e making it into secured debt!

Please don閳ユ獩 treat your home like a bank. That has caused many of the current foreclosures.

What are the best credit cards for points?

Citicards and Chase are pretty good in my opinion. Discover will usually run some good specials like a 1.00 cashback reward per charge purchase (max 20.00). You can also redeem your rewards for premium in their redemption center too.

What are the best credit cards for points?

If you wish to compare the best of credit card services try checking with NHBS, Inc

What are the best credit cards for points?

Best card for points are citicard.

Go here to compare them

http://www.bestcreditrates.net

What are the best credit cards for points?

Different cards earn points at different rates in different spending categories (like gas, groceries, restaurants, utilities, travel, etc.).

For example, with the Citi Diamond Preferred Rewards MasterCard you can earn 5 points per dollar on your gas, groceries, and drug spending (for the first year) and 1 point per dollar on everything else.

The Citi Professional Card always earns 3 points per dollar spent at restaurants, gas stations, office supply stores, and vehicle renters and 1 point per dollar on everything else. Plus, right now you get a bonus 10,000 points after your first purchase on the Citi Professional Card.

You can use the free calculator at http://www.creditcardtuneup.com/ to find the card that will earn you the most points (translated into their dollar value) for your spending profile.

What are the best credit cards for points?

Take a look at this information page http://www.youbigg.com/Credit-Cards.html it lists types of cards and information, it should also answer your question.

What is the difference between prepaid credit cards and debit cards?

so what is the difference? cheesy details i know but i%26#039;m in a hurry. thanks btw.

What is the difference between prepaid credit cards and debit cards?

A prepaid card, you put money into it, when it is gone, it is gone. Oh, but they charge you money to keep it going a long time, so if you do not use it, it will all go away anyway.

A debit card is attached to your bank account. If you have money in your account, you can keep going. Oh, if you go too far, the bank will charge you overdraft fees, so you will lose even more money.

What is the difference between prepaid credit cards and debit cards?

prepaid is just that you pay to have money on the card debit is a bank card about the same differant company... id go with a bank card

What is the difference between prepaid credit cards and debit cards?

Prepaid credit cards are like gift cards. You put money on the card and when the money is gone, you can%26#039;t use the card until you put more money on it. Prepaid credit cards normally have fees for putting money onto the card and some kind of monthly fee.

Debit cards are attached to your bank account. There aren%26#039;t any additional fees. When you use the debit card, the money comes from your bank account. However, it is not always immediately processed. Sometimes it takes several days for the transaction to post to your bank account.

Debit transactions may go thru even if you don%26#039;t have enough money in your bank account and you could rack up overdraft fees if you don%26#039;t maintain a check register showing all your check and debit transactions.

How can i cancel credit cards on yahoo music that i no longer use?

Go to wallet.yahoo.com and click on the %26quot;Already Enrolled?%26quot; button. Sign in using your normal Yahoo ID and password. That will bring up a list of credit cards you have given them. You can edit or delete credit cards there.

Note- Deleting your credit cards does NOT necessarily cancel a service you have purchased through Yahoo. To cancel a subscription or service you have purchased through Yahoo, go to billing.yahoo.com (sign in) and then click on Manage My Premium Services. You can cancel services from there.

How can i cancel credit cards on yahoo music that i no longer use?

Call the credit card company directly, and explain to them that you no longer authorize yahoo music to use your credit card account. If that doesn%26#039;t work, you may have to cancel the card, and open another account.

Do they accept discover credit cards in singapore ?

I have not seen Discover credit cards being accepted in Singapore.

However, if you have American Express, Visa or MasterCard - they are accepted everywhere. Even JCB Card from Japan is quite widely accepted too (though not as much as Visa/MasterCard, American Express)

Do they accept discover credit cards in singapore ?

It%26#039;s rare to find any shop that take Discover. Your best bet are Visa and MasterCard. Some smaller shops don%26#039;t take Amex, as Amex charge them a higher fee vs Visa and Master. Report It

Do they accept discover credit cards in singapore ?

Have never heard of this card

Do you use your credit cards?

for good or for evil? and how often?

Do you use your credit cards?

More than I should for sure.....for good though or so I think at the time....not for evil vices though.

Do you use your credit cards?

I don%26#039;t have a credit card.

Do you use your credit cards?

Not very often. I am trying to pay them all off.

Do you use your credit cards?

I use it for whatever. Every day.

Do you use your credit cards?

I use %26#039;em for whatever I want or need....lol

Do you use your credit cards?

I do not have a credit card

Do you use your credit cards?

for good!!!!

(((smile)))

-Bridget

Why do kids get credit cards? isnt that illegal? how can i get one?

How can I get one if i%26#039;m under 18??

Why do kids get credit cards? isnt that illegal? how can i get one?

Their parents are the owner of the card, even if the kid has his/her name embossed on the card.

-MM

Why do kids get credit cards? isnt that illegal? how can i get one?

ask your parents to get you one, this is how the other kids get one unless they are stealing it from somebody else. If you decide to steal one, be prepared to wear stripes.

Why do kids get credit cards? isnt that illegal? how can i get one?

They get them from their parents. The parent is responsible for making the payments.

Why do kids get credit cards? isnt that illegal? how can i get one?

Your parents have to co-sign, which means it%26#039;s only half your card, and half their%26#039;s, and they can take it away anytime since they are the main applicants.

Some kids get %26#039;em because they are either trustworthy or spoiled.

I didn%26#039;t get my first card until I was 22. I didn%26#039;t get my first cellphone until I was 22, and I didn%26#039;t drive until I was 22. I still don%26#039;t own a house. I%26#039;m waiting for the GOP to allow a minority like myself to own real estate in the U.S. So far, they have delayed in approving that.

BTW, I wouldn%26#039;t recommend getting one. It isn%26#039;t a matter of intellect that will keep you from getting in debt. It just rises so fast and is easy to lose track of. If you do get one, make it one with just a $1000, and use it for emergencies, such as dental work or if your car breaks down.

Why do kids get credit cards? isnt that illegal? how can i get one?

The only way a minor can legally get a credit card is if their parent or guardian co sign for it.

Why do kids get credit cards? isnt that illegal? how can i get one?

Pre-paid cards are common enough to receive as gifts. If you want an actual credit card, your parent or legal guardian must sign up for a card and authorize and additional card for you.

Why do kids get credit cards? isnt that illegal? how can i get one?

Why do you want one? You and everyone else, adults included, should be careful of falling into the credit card trap. Most people will NEVER pay off their CC debt and will continue to spend money that they don%26#039;t have. It is a legal way to steal from stores in my opinion and it never is a good way to buy things. If you don%26#039;t have the money upfront then you can%26#039;t afford what you are trying to buy. Find yourself and cute little piggy bank and start saving money for things that you want. You will respect yourself more and be much happier!

Why do kids get credit cards? isnt that illegal? how can i get one?

Get an education first. (3 years at least)

Get a job.

then build a work history ( at least 2 years)

Then apply for a credit card through any bank.

it will take you some ears at least to get a credit card, unles...

Your dad is filthy rich a thousand bucks here and there is pity cash then you got it made!

Why do kids get credit cards? isnt that illegal? how can i get one?

if your parents sign for it, you can get one. its suposed to help you build credit and learn responsibility.

if you get a credit card, just buy gas. pay it in full every month. that will build your credit history.

thats what i did, now i%26#039;m 20, and i financed a brand new dodge truck on my own, no co-sign needed. in 3 years, i%26#039;ll be able to finance a house on my own

and you may be thinking debit cards. its just an atm card that works to buy crap. it can be used as a credit card as well, just with out the credit line, everything goes right out of your bank. The plus is no intrest, only overdraft fee%26#039;s if your not careful

Why do kids get credit cards? isnt that illegal? how can i get one?

Your parents would have to list you as an authorizes user on their accounts , , as to why kids get credit cards , ..Bad parenting , I would never teach my kids about getting in debt , nor about spending money they do not have , my neice had a credit card to %26quot; build credit %26quot; she got behind on one payment , now she is paying 38% interest... Credit is a financial trap , it is belived that debt is a way of life , that is so wrong , for example I just bought an acre of land , the listed price was 20 thousand dollars , if I had used the %26quot;credit %26quot; way it would be more with the financing charges ( interest) with that 20 grand the sellers would have to pay agent ,and listing fees plus taxes on the money , ..I offered them in person 6 thousand dollars cash , they signed the deed as 1 dollar , they get 6 grand in their pocket , ...so actually with cash I saved over 14 thousand dollars , same as when you buy a car , for 25 grand , and make payments it is over 30 grand using %26quot;credit%26quot; I go get the same car , I offer them say 16 grand cash money , I will leave with that car ,

Parents should be teaching kids to save everything they can , and do not pay these banks for letting you borrow money , I have worked my butt off over the years , I save all I can , and it has paid off , I am 38 no house payments , no car payments on either of the four I have , I have saved , and invested , I will be retired in my late 40%26#039;s before I turn 50 , while everyone with credit cards , and 30 year mortgages will work until they are 65 or dead , , I have let my money make money instead of giving it to banks . compare the banks house ( main headquarters) to your house , why put more into their house , instead keep the money in yours , If I can do it , anyone can , I am nothing but a Painter with a GED , and I did it all without credit . Credit is for suckers , why have borrowing power (credit) , when you can save lots of money with buying power ( cash)...Look out for yourself and your future , these banks do not do that , they look for their next victim ,and the next profit , ....

There is nothing sophisticated about buying on credit , if you buy a dinner , or an outfit with credit , it means you do not have the money to buy it , Credit does not build your net worth ....and Never has no one ever gotten rich by by spending what they do not have

Debt is nothing to brag about either , who cares what you are paying for , it is not yours until it is paid for . Pre paid cards , or pre paid anything is a rip off , the more credit cards accounts you have the more it wil hurt you when buying a house , because they have pre dertimined how much money the will allow you to borrow , based on how much you make , too many open accounts hurt in the long run

I would like to close 4 credit cards($0 Balance)but my friend said that it will hurt my credit, is i

It will have a temporary hit on your score. But having too many is also bad, because it makes it look like you have too large of a credit line.

If you must cancel them, do it slowly. One card every 3-4 months.

I suggest to visit the home site for the folks that developed the FICO scoring method that creditors use to evaluate you. They have an educational area that does an excellent explanation of this topic, and can give you lots of other advice to improve your score.

Go to http://www.myfico.com

I would like to close 4 credit cards($0 Balance)but my friend said that it will hurt my credit, is it true?

One open account is better than four closed ones, as far as credit is concerned. Close three, keep one open.

I would like to close 4 credit cards($0 Balance)but my friend said that it will hurt my credit, is it true?

One of the things that effects your credit rating is the ratio of credit you have vs. the balances. It shows discipline that you have lines of credit that are not maxed out.

I would like to close 4 credit cards($0 Balance)but my friend said that it will hurt my credit, is it true?

Yes, but you could, maybe close two of them, if they all have a $0 debt on them.

I would like to close 4 credit cards($0 Balance)but my friend said that it will hurt my credit, is it true?

Yes. Don%26#039;t close the account. Just pay it off and leave it there. Don%26#039;t use them anymore though. But don%26#039;t close account. Having available credit is very good at all times.

I would like to close 4 credit cards($0 Balance)but my friend said that it will hurt my credit, is it true?

If the cards do not have any annual fee it is okay to keep them open. Its shows you have a low debt ratio. However, if they have annual fees attached to them then it doesnt make sense to keep them open, close them. Just make sure that you report it to the credit bureau that you closed them due to %26quot;consumer request%26quot;. Inform the credit card companies in writing as well.

I would like to close 4 credit cards($0 Balance)but my friend said that it will hurt my credit, is it true?

Close the ones with an annual fee. Keep the others open and cut up the cards. It%26#039;s that simple.