Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my

same as above I guess..ha

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

I believe that you have to refinance your mortgage to get money out for bills.

Do you really want to be paying for that credit card for the next 30 years though?

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

First of all pay off your credit cards.

After your cards are paid off and you have NO debt, then think about purchasing a house.

Credit cards are for emergencies only. You only spend as much as you can pay it off in full at the end of the month.

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

Wow...are you serious? You shouldnt be buying a house with tons of credit card debt. Pay off your debt, create an emergency fund, THEN get a house...do it the right way, not the irresponsible way.

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

Not sure that I understand your question----

But yes....you can consolidate debt into a mortgage loan; most lenders require that you do...but not after the mortgage contract is in effect---that would require that you refinance....

Another option to pay off debt is to open a line of credit (second mortgage) --- but this is only available if you have equity ( the monetary difference of what you owe vs. market value of your home)

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

you can ask for more money than you need,(the most common reason given is renovations). as long as the appraisal supports it and your credit rating warrants it, you should get it. another way to do it is to have a separate home equity loan to get the money.

P.S. if your using your home to pay off credit cards make sure you don%26#039;t fall in to the same predicament that got you here in the first place.

Can I put my credit cards in my original mortgage or do I have to refinance after the purchase of my home?

Paying your credit card with your mortgage is a bad idea.

A mortgage or car are secured debt. You default, the bank repossess the house or car that was put up as collateral for the loan. If you fail to pay a credit card, your credit card company can閳ユ獩 come in and take back the stuff you bought with the card. If you roll that credit card debt into your mortgage, you閳ユ獧e making it into secured debt!

Please don閳ユ獩 treat your home like a bank. That has caused many of the current foreclosures.