How can people under 18 get credit cards?

I%26#039;m 12 and I was wondering how i could get a credit card. Of course with parent permission and all that. PLEASE EXPLAIN IN 12 YEAR OLD UNDERSTANDABLE TERMS. lol yea because all this complicated stuff is making me sick. lol

How can people under 18 get credit cards?

First, your parents would have to open a credit card account and put you on as an authorized user. You have to be at least 18 to be able to legally sign a contract. You need to sign a contract with the bank to get a credit card.

When your parents put you on their account as an authorized user, you will get your own card with your name on it.

How can people under 18 get credit cards?

Ask a parent. Then they%26#039;ll take you to the bank and apply for one. Most likely you will have a shared account with your parents since... You can%26#039;t get one without their permission.

How can people under 18 get credit cards?

You cannot because you cannot enter into a legal contract, and lets face it you have no income to pay it

How can people under 18 get credit cards?

Already I can tell you aren%26#039;t ready.

How can people under 18 get credit cards?

When I was 16 I got a bank debit card. Which can be used in place as a credit card for ordering on the internet. You must be 18yrs old and have a source of income(job) to get american express visa etc

why? A contract can be worthless if your under the age of 18 because you are still a minor. I took Business Law elective classes. They,the credit card companies, don%26#039;t want to get screwed if you back out of a contract.

It%26#039;s not the issue if you%26#039;ve got enough money or not. It%26#039;s that you%26#039;re a minor. 12 is def. to young to have a credit card.