Statute of limitations in Arkansas for credit cards?

What is the statute of limitations for credit card debt in Arkansas. My research shows some say 3 years and other say 5 years.

I know the clock starts running once the account is past due but does anybody know if it is 3 years or 5 years before an affirmative defense of SOL can be used against a lawsuit.

Thanks

Statute of limitations in Arkansas for credit cards?

STATUTE OF LIMITATIONS ON ENFORCEMENT

Open Account (credit card): 3 years

Written Contract: 5 years

Sale of Goods: 4 years

Domestic Judgment: 10 years (judgment is renewable)

Foreign Judgment: 10 years